Know Your Insurance

It is extremely important for you to thoroughly understand your homeowners insurance policy. You should know what perils are covered, and whether the coverage amounts are sufficient in the event of a disaster. Your insurance agent can discuss your specific insurance needs, as well as recommend possible ways to reduce your premiums, or mitigate potential losses. But again, the responsibility is yours. We hope you found this guide to be a helpful resource in better understanding your property insurance needs.

For more information, and other resources, please visit the Federal Alliance for Safe Homes – (FLASH) website at

To view other Actuarial Foundation Consumer Financial Education Initiatives please visit

The Actuarial Foundation, a 501(c)(3) organization, was established in 1994 to help facilitate and broaden the profession’s contribution to society. The Foundation explores innovative ways to apply actuarial skills in the public interest and brings together broad partnerships of individuals and organizations to address social problems in creative ways.

The nonprofit Federal Alliance for Safe Homes, Inc. (FLASH®) is an award-winning coalition of government agencies, professional associations, and private industry committed to strengthening homes, safeguarding families, and protecting economic well-being by promoting disaster preparedness.

©Copyright 2022 by Federal Alliance for Safe Homes, Inc. (FLASH®) and The Actuarial Foundation.